Fixed Rate 5-Year Draw Home Equity Loan
Lock in one of LSR FCU's Low Fixed Rates...Before Rates Start to Climb.
You can continue to draw on the available line for 5 years at your locked in rate.
At the end of the 5 years, the loan is amortized over the next 10 years at the locked in rate.
Rates as low as 7.25% APR* for 120 mos
Borrow up to 80% less first mortgage payment of your home's equity!

• Minimum of $5,000.00
• Maximum of $125.000.00
• Term up to 15 years
• Draw at least $5,000 and NO closing costs, but member will pay the mortgage tax.
• Reimbursement of Credit Union closing costs is required if the loan is paid off and discharged within the first 24 months.

• as low as 6.00% APR* (variable)
• Minimum of $5,000.00
• Maximum of $125,000.00
• Term 15 years with a draw period of 5 years on the line of credit
• Draw $5,000 and NO closing costs, but member will pay the mortgage tax.
• CAP 18.00% CAP 3%/YR APR*
• Floor 6.00% APR* (Rate based on prime rate as published in the Wall St Journal, the rate is adjusted quarterly). And you may borrow up to 80% of the appraisal of your home less any other mortgage.
• Reimbursement of Credit Union closing costs is required if the loan is paid off and discharged within the first 24 months.

*APR is the Annual Percentage Rate.
- Loans are subject to credit approval and loan rates are subject to change without notice.
- You may borrow up to 80% of the appraisal of your home less any other mortgage.

Home Equity Loan-Fixed Rate as low as 7.25% for 120 mos APR*
Borrow up to 80% less first mortgage payment of your home's equity!

Home Equity Loan-Fixed Rate as low as 7.75% for 180 mos APR*
Borrow up to 80% less first mortgage payment of your home's equity!

• Minimum of $5,000.00
• Maximum of $125.000.00
• Term up to 15 years
• Draw at least $5,000 and NO closing costs, but member will pay the mortgage tax.
• Reimbursement of Credit Union closing costs is required if the loan is paid off and discharged within the first 24 months.