Current Home Equity Products and Rates

Effective Date: 1/1/12-1/31/12

Home Equity Line of Credit
  • as low as 3.25% APR* (variable)
  • Minimum of $5,000.00
  • Maximum of $125,000.00
  • Term 15 years with a draw period of 5 years on the line of credit
  • Draw $5,000 and NO closing costs, but member will pay the mortgage tax.
  • CAP 18.00% CAP 3%/YR APR*
  • Floor 3.25% APR* (Rate based on prime rate as published in the Wall St Journal, the rate is adjusted quarterly). And you may borrow up to 70% of the appraisal of your home less any other mortgage.
  • Reimbursement of Credit Union closing costs is required if the loan is paid off and discharged within the first 24 months.

*APR is the Annual Percentage Rate.
- Loans are subject to credit approval and loan rates are subject to change without notice.
- You may borrow up to 70% of the appraisal of your home less any other mortgage.

Fixed Rate Home Equity Loan

Home Equity Loan-Fixed Rate as low as 6.5% for 120 mos APR*
Borrow up to 70% less first mortgage payment of your home's equity!

  • Minimum of $5,000.00
  • Maximum of $125.000.00
  • Term up to 10 years
  • Draw at least $5,000 and NO closing costs, but member will pay the mortgage tax.
  • Reimbursement of Credit Union closing costs is required if the loan is paid off and discharged within the first 24 months.
*APR is the Annual Percentage Rate.
- You may borrow up to 70% of the appraisal of your home less any other mortgage.
- This is not a revolving line of credit

 
   
   
   
 
 
 
   
 
 
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