 |
Current Savings Rates
Effective
Date:
8/28/08
Share
Savings
(Min Balance
Requirement
$5.00
) |
| Dividend
on average daily balances of
$500 |
0.50%
APY* |
Share
Draft (checking)
No minimum
balance |
| |
0.00%
APY* |
| Money Market
|
APR |
APY* |
$2,500.0 to 19,999.99
|
1.50%
|
1.510%
|
$20,000 to 74,999.99
|
2.10%
|
2.120%
|
$75,000 and over
|
2.35%
|
2.375%
|
|
|
|
|
| |
|
|
| Preferred
Savings |
APR |
APY* |
$25 and over
|
1.35%
|
1.359%
|
| Share Certificates
|
APR |
APY* |
6 - 11
MONTH
($1,000 - $9,999.99)
|
2.25%
|
2.275%
|
| ($10,000 and over) |
2.25%
|
2.275%
|
12 - 23
MONTH
($1,000 - $9,999.99)
|
2.35%
|
2.378%
|
| ($10,000 and over) |
2.35%
|
2.378%
|
24 -35
MONTH ($1,000
- $9,999.99) |
2.85%
|
2.887%
|
| ($10,000 and over) |
3.00%
|
3.041%
|
36 - 47
MONTH ($1,000
- $9,999.99) |
3.00%
|
3.041%
|
| ($10,000 and over) |
3.25%
|
3.298%
|
48 - 59
MONTH ($1,000
- $9,999.99) |
3.15%
|
3.196%
|
| ($10,000 and over) |
3.35%
|
3.402%
|
60
MONTH
($1,000 - $9,999.99)
|
3.25%
|
3.298%
|
| ($10,000 and over) |
3.45%
|
3.505%
|
$1000
minimum deposit of certificates
Penalty for early withdraw of a CD is $
50.00
plus
3 mos
interest. |
| IRA
Shares |
| |
.50%
APY* |
|
$5,000
maximum contribution on IRA |
| Preferred
Roth IRA Savings |
APR |
APY* |
$25 and over
|
1.35%
|
1.359%
|
| IRA Certificates
|
APR |
APY* |
24
MONTH
($1,000 - $9,999.99)
|
2.85%
|
2.887%
|
| ($10,000 and over) |
3.00%
|
3.041%
|
48
MONTH
($1,000 - $9,999.99)
|
3.15%
|
3.196%
|
| ($10,000 and over) |
3.35%
|
3.402%
|
60
MONTH ($1,000
- $9,999.99) |
3.25%
|
3.298%
|
| ($10,000 and over) |
3.45%
|
3.505%
|
$5,000
maximum contribution on IRA
minimum deposit of certificates
Penalty for early withdraw of a CD is $
50.00
plus
3 mos
interest. |
| All rates disclosed above
are done so by using the APR (Annual Percentage Rate)
and APY* (Annual Percentage Yield).
All rates are subject to change without notice.
Please call (607) 547-5700 to verify that these rates
are current.

|
|