Rates are generally approved at the monthly
board meetings and are subject to change without notice.
The approved rates are applied to the average balances
at month-end as described in our Truth In Savings
disclosure.
Share
Savings
(Min
Balance Requirement
$5.00
) |
| Dividend
on average daily balances of
$500 |
0.15%
APY* |
| Preferred
Saving |
APR |
APY* |
$10,000 - 24,999.99 |
0.60%
|
0.60%
|
$25,000 and over |
0.90%
|
0.90%
|
Share
Draft (checking)
No minimum
balance |
| |
0.00%
APY* |
| Money
Market |
APR |
APY* |
$2,500 to 19,999.99
|
0.25%
|
0.25%
|
$20,000 to 74,999.99
|
0.35%
|
0.35%
|
$75,000 and over
|
0.45%
|
0.45%
|
| Smart
Start Certificate |
APR |
APY* |
$25 and over
|
1.35%
|
1.36%
|
| Special
Term Certificates |
APR |
APY* |
18
MONTH
($1,000 and over)
|
1.40%
|
1.41%
|
25
MONTH
($1,000 and over)
|
1.80%
|
|
| Share
Certificates |
APR |
APY* |
6-11
MONTH
($1,000 and over)
|
0.50%
|
0.50%
|
12-23
MONTH
($1,000
and over) |
0.75%
|
0.75%
|
24-35
MONTH
($1,000
and over) |
1.55%
|
1.56%
|
36-47
MONTH
($1,000
and over) |
2.30%
|
2.33%
|
48-59
MONTH
($1,000 and over)
|
2.50%
|
2.53%
|
60
MONTH
($1,000 and over)
|
3.00%
|
3.05%
|
Customer loyalty rate
bonus with primary checking and debit card +.15%
$1000
minimum deposit of certificates
Penalty for early withdraw of a CD is
3 mos
interest. |
| IRA
Shares |
| |
0.15%
APY* |
|
$5,000
maximum contribution on IRA |
| Roth
IRA Smart Start Certificate |
APR |
APY* |
$25 and over
|
1.35%
|
1.359%
|
| IRA
Certificates |
APR |
APY* |
24
MONTH
($1,000 and over)
|
1.55%
|
1.562%
|
48
MONTH
($1,000 and over)
|
2.50%
|
2.53%
|
60
MONTH
($1,000
and over) |
3.00%
|
3.05%
|
| IRA CD Customer
loyalty rate bonus with primary checking and
debit card +.15%
minimum deposit of certificates
$5,000
maximum contribution on IRA minimum deposit
of certificates
|
| All rates disclosed
above are done so by using the APR (Annual Percentage
Rate) and APY* (Annual Percentage Yield).
All rates are subject to change without notice.
Please call (607) 547-5700 to verify that these
rates are current.
|
Savings
Calculators »
