Current Savings Rates

Effective Date: 8/28/08

 

Share Savings
(Min Balance Requirement $5.00 )
Dividend on average daily balances of $500
0.50% APY*
Share Draft (checking)
No minimum balance
 
0.00% APY*
Money Market
APR
APY*

$2,500.0 to 19,999.99
1.50%
1.510%

$20,000 to 74,999.99
2.10%
2.120%

$75,000 and over
2.35%
2.375%
Preferred Savings
APR
APY*

$25 and over
1.35%
1.359%
Share Certificates
APR
APY*
6 - 11 MONTH
($1,000 - $9,999.99)
2.25%
2.275%
($10,000 and over)
2.25%
2.275%
12 - 23 MONTH
($1,000 - $9,999.99)
2.35%
2.378%
($10,000 and over)
2.35%
2.378%
24 -35 MONTH
($1,000 - $9,999.99)
2.85%
2.887%
($10,000 and over)
3.00%
3.041%
36 - 47 MONTH
($1,000 - $9,999.99)
3.00%
3.041%
($10,000 and over)
3.25%
3.298%
48 - 59 MONTH
($1,000 - $9,999.99)
3.15%
3.196%
($10,000 and over)
3.35%
3.402%
60 MONTH
($1,000 - $9,999.99)
3.25%
3.298%
($10,000 and over)
3.45%
3.505%
$1000 minimum deposit of certificates
Penalty for early withdraw of a CD is $ 50.00 plus 3 mos interest.
IRA Shares
 
.50% APY*
$5,000 maximum contribution on IRA
Preferred Roth IRA Savings
APR
APY*

$25 and over
1.35%
1.359%
IRA Certificates
APR
APY*
24 MONTH
($1,000 - $9,999.99)

2.85%
2.887%
($10,000 and over)
3.00%
3.041%
48 MONTH
($1,000 - $9,999.99)

3.15%
3.196%
($10,000 and over)
3.35%
3.402%
60 MONTH
($1,000 - $9,999.99)
3.25%
3.298%
($10,000 and over)
3.45%
3.505%
$5,000 maximum contribution on IRA
minimum deposit of certificates
Penalty for early withdraw of a CD is $ 50.00 plus 3 mos interest.

All rates disclosed above are done so by using the APR (Annual Percentage Rate) and APY* (Annual Percentage Yield).
All rates are subject to change without notice.
Please call (607) 547-5700 to verify that these rates are current.

 
   
   
   
 
 
 
   
 
 

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